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McDaniel - Whitley, Inc. specializes in placing surety bonds and insurance for general contractors, trade contractors, high-hazard construction, and heavy / civil construction. We also have insurance and risk management resources for manufacturers and fabricators, distributors, restaurants and many retail business classifications. Our team's expertise in liability, property, automobile, and worker's compensation coverage makes McDaniel-Whitley the first choice for your surety bond and insurance needs.

Business Insurance Research Center

General Liability

General liability, sometimes called “commercial liability insurance” is a broad liability policy that covers bodily injury and property damage claims that are not associated with the use of an automobile, and where the exposures are not of a professional nature.

All businesses need a general liability policy. As a component of comprehensive liability risk management program. Learn more »

Workers' Compensation

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from the obligation to pay for medical expenses and lost wages as a result of a work-related injury.

McDaniel-Whitley can help your business find complete solutions to your unique workers compensation insurance needs. Learn more »

Business Auto

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides liability coverage for bodily injury and property damage while operating a company automobile, as well as physical damage coverage for the value of the vehicle. Policies can be written to address Uninsured Motorists, Medical Payments, and a myriad of situations that arise as a result of how vehicles are owned and used in a business. Learn more »

Commercial Umbrella

Commercial umbrella policies can mean the difference between your business surviving, or not, after a catastrophic loss. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage.

We can advise you on what kind of extra liability coverage you need to protect yourself and your company. Learn more »

Bonds

McDaniel-Whitley can advise on many types of bonds, but our expertise is arranging bond programs for contractors of all trades. Our employees have worked as bond underwriters, commercial bankers, and even as contractors, so we view situations from multiple angles.

The experience that our team can bring to bear is unparalleled in the surety industry in our region. Learn more »

Property & Assets

Commercial property insurance provides a wide range of coverage for buildings, inventory, and equipment against loss from fires, break-ins, and natural disasters.

A basic business property insurance policy may be enough, but coverage can vary between different insurance companies.

Let us help you determine the right coverage and insurance company for your business property and assets. Call us or Learn more »

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